SERPs provide substantial flexibility, but they can be complex. It’s essential to work with a partner that understand credit unions, board governance, and the financial intricacies of credit union finance, capital, growth, culture, and strategy.

Kirk is an experienced consultant to credit union executives, with emphasis on growth strategy, board alignment, and SERP compensation. He works with the originators of the split dollar SERP model for credit unions and with them, serves hundreds of clients, thanks in part to a deep understanding of credit unions, boards, and related strategies.

Split-dollar SERPs benefit both the credit union and the executive. The SERP plans Kirk develops provide executives with tax-free retirement plans that pay back the credit union (with interest) for their investment, while also providing the executive’s family with a material protection and death benefit.